Leveraging technology for financial inclusion

Punjab National Bank’s ICT for Financial Inclusion programme utilises a confluence of simple technologies to extend benefits of formal credit to the unbanked poor masses in India.   Nearly 65 per cent of households in India borrow money from non-institutional sources. The lower the asset class or income of the people, the higher is their Read More …

Voucher for institutional delivery through post offices

The District Health Society in Kamrup district of Assam has designed a unique approach to facilitate cash transfer of voucher for National Rural Health Mission scheme through post offices.   The state of Assam has successfully implemented many innovations to provide quality healthcare to women and children under the National Rural Health Mission (NRHM). In Read More …

Small-scale mushroom cultivation

Mushroom Development Foundation, a not-for-profit organisation in Assam, supports small-scale farmers to cultivate, produce and market mushroom as a livelihood opportunity.   Despite agriculture being the mainstay of majority of the population, farmers in the north-east region remain the most exploited in the entire workforce. Lack of access to the organised market combined with the Read More …