Aam Aadmi Bima Yojna: Life insurance for rural landless labourers in Andhra Pradesh

Aam Aadmi Bima Yojana (AABY) is a group insurance scheme for the benefit of rural landless agricultural labourers implemented by the Society for Elimination of Rural Poverty (SERP) at the state level and ‘Zilla Samakhya’ at the district level in Andhra Pradesh. The scheme extends benefits for life insurance as well as coverage of partial and permanent disability to a designated family member. Scholarships are also awarded to two children in the family of a disabled/deceased insurance holder, who are between grades 9 and 12. As of 2014, a total of 38 lakh rural landless agricultural labourers in Andhra Pradesh are covered under the scheme.

The field work for this case study was conducted in Andhra Pradesh before the state of Telangana was carved out of it in June 2014.

This case study is a part of Good Practices Resource Book 2015 and can be found on page 211.